Tag
bi-directional data
-
Open Banking · Rebecca Harris
From Data Portability to Platform Advantage: A Response to the Competition Bureau Canada’s Report
The Competition Bureau of Canada’s report on data portability positions switching and consumer savings as the primary outcomes, particularly in insurance. This article explores why that framing is only the beginning, and how, when treated as platform infrastructure, data portability can unlock ecosystem participation, operational efficiency, and new value creation across financial services and beyond.
Read More → -
Embedded Finance · Rebecca Harris
From Pipelines to Platforms: Why Financial Services Must Rethink How They Create Value
For decades, banks and credit unions have operated as linear pipelines. But as behaviour shifts into platform ecosystems, value creation is moving from chains to networks.
Read More → -
Embedded Finance · Rebecca Harris
From Cash, to Card, to Code: money follows people
Money itself is a story of convenience and people don’t stay loyal to ‘channels’, they think about getting things done, and throughout financial history that means showing up where life happens.
Read More → -
Embedded Finance · Rebecca Harris
Emma's Seamless Freshman Start: The Zero-Friction Acquisition Strategy That Secured a Lifetime Customer.
The future of Credit Union member acquisition is invisible and effortless. By adopting Embedded Finance and leveraging Open Data to establish FDX-compliant partnerships, CUs can move from reactive selling to proactive, seamless service—a world where the next generation walks in with their coffee, not their paperwork.
Read More → -
Paul Brandner
Your 4-Step Roadmap to Unlocking Accounting Data and Embedded Finance.
For credit union executives and strategic leaders in the credit union system, the natural next question is the most important one: How do we get there, leveraging open data, without multi-year, multi-million-dollar IT projects?
Read More → -
Open Banking · Paul Brandner
Canada Accelerates to Full Consumer-Driven Banking. A response to the 2025 Canadian Budget.
Canada's financial services are set for a major transformation. Budget 2025 has laid out the most concrete details yet, committing to a complete and accelerated rollout of Consumer-Driven Banking (CDB)—a term for Canada's Open Banking.
Read More → -
Event · Paul Brandner
What Happens in Vegas? Apparently, the Future of Finance at Money20/20.
3 hot topics that dominated conversations at Money20/20 Vegas after the lights went down.
Read More →
