Tag
point-to-point
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Paul Brandner
2026: The Year Credit Unions Choose Data Sovereignty & Agentic AI Over 2020-Era Legacy Tech.
As we look toward 2026, there is a palpable sense of anticipation within the Canadian Credit Union system. At Caspian One Open Data, we are entering the new year with a clear mission: ensuring that by joining our ecosystem, Canadian Credit Unions are no longer forced to use 2020 technology to solve 2026 problems.
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Paul Brandner
2025: The Year the Credit Union Open Data Movement Went Live
2025 was the year our vision for Open Data gained real-world velocity. We transitioned from conceptualizing ecosystems to operationalizing them, bridging the gap between global discourse in Frankfurt and the practical needs of credit unions in Canada. The future we’ve been discussing is no longer on the horizon; it’s live.
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Partnerships · Paul Brandner
Libro Partners with Caspian One Open Data and Interac to Deploy New Open Data Identity Verification, Positioning Libro for Future Innovations.
Libro Partners with Caspian One Open Data and Interac to Deploy New Open Data Identity Verification, Positioning Libro for Future Innovations.
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Paul Brandner
Grow your loan book and your member demographic.
NestEgg is the number one provider of loan decisioning in the UK credit union system, a market that has already successfully implemented Open Banking. They currently work with 50+ UK credit unions, powering over 750,000 loan applications by leveraging both open data and traditional credit data.
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Embedded Finance · Rebecca Harris
A Handshake and a Combine: Putting Embedded Finance at George Sr.’s Point of Need.
George Sr., a 61 year old local farmer, values the simplicity of a straightforward deal. However, to get the newest equipment the farm needs, he faces a process that historically meant frustrating delays and a second journey to the credit union after visiting the agriculture equipment dealership.
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Embedded Finance · Rebecca Harris
From Finding Flowers to Fixing Engines: How Jayne’s Husband George Jr. Becomes the Next Embedded Finance Champion.
George Jr. spends his days fixing engines, managing inventory, ordering parts, and leading a team of 6. He’s been a loyal credit union member for years. But running a business means paperwork, and George ends up buried in receipts, reconciliations, and outdated tools that slow him down.
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Event · Paul Brandner
Momentum 2025 - Three Days in Whistler.
Caspian One Open Data attended Central 1's Momentum 2025 in Whistler, B.C. this week. The three days focused on learning, connection, and conversations about the future of Canadian financial services.
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Embedded Finance · Paul Brandner
Jayne’s Valentine’s Day Lifeline: How Open Data Fuels Small Business Growth.
See how an FDX-compliant open data ecosystem anticipates member needs. Jayne, a small business owner, received a pre-approved credit line increase right inside her accounting software, turning a seasonal cash crunch into a major revenue opportunity—no branch visits required.
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Event · Paul Brandner
Managed Services for Financial Services SaaS Solutions: Key Takeaways from SIBOS 2025.
We were excited to have our CEO Lewis Poe take the stage this week at SIBOS 2025 in Frankfurt.
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Paul Brandner
From Connection to Conversion - A Framework for Revenue and Member Growth.
For years, credit unions have understood that leveraging data is key to growth. However, many have been hesitant to fully embrace open data, often due to concerns about security and complexity, as well as the cost involved in building a solution.
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Paul Brandner
Caspian One Open Data Launches Live FDX-Compliant Ecosystem – Unifying Canadian Credit Unions around their digital strategies.
Caspian One Open Data, a global leader in FinTech innovation, is proud to announce the successful go-live of a fully Financial Data Exchange (FDX) compliant, live open data solution for North America.
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Paul Brandner
Interac® IVS is now live for Prospera members via Caspian One Open Data partnership.
Prospera goes live with open data, rolling out the Interac® verification service as first use case.
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Partnerships · Paul Brandner
Caspian One Open Data and First West partner to roll out the Interac® verification service.
First West goes live with open data, rolling out the Interac® verification service as first use case.
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Partnerships · Paul Brandner
Big News for Canadian Credit Unions: Interac announces integration of IVS on Caspian’s open data platform.
Interac, Canadian Credit Unions and Caspian One Open Data Partner to Expand Secure Digital Verification for Canadians. What does this announcement mean for the Canadian Credit Union system?
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Paul Brandner
Top 10 Reasons Why Your Credit Union Needs to Embrace Open Data.
Innovation isn't just for the big banks anymore. For credit unions, getting on board with open data before it's mandated is your golden ticket to a stronger future. Here’s why your credit union should act today.
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Paul Brandner
Navigating the Next Generation of Digital Markets: The Power of the Ecosystem Manager.
If you’re unfamiliar with the term “ecosystem manager”, this is the post for you. What does it mean and why is it important for the future of digital services? We want to simplify this for our readers.
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Event · Paul Brandner
Unlocking Growth Through Embedded Finance, FDX Standards, and BaaS.
This executive roundtable is timely as it brings together financial leaders to explore how leveraging interoperability, open APIs, and next-gen platforms can accelerate growth, streamline operations, and ensure compliance. Strategic partnerships with fintechs are key to reducing time-to-market and delivering high-value propositions at scale.
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Event · Paul Brandner
The Business Case for Open Finance.
At the upcoming FDX Global Summit this month, a panel of industry veterans will delve into these questions, offering practical insights and actionable strategies. To give you a sneak peek, we're introducing the experts and asking them a few questions that will certainly inspire you to attend their session.
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Paul Brandner
Navigating the Future of Finance: Open Banking, Section 1033, and the American Market.
If you ever wanted to get up to speed with open banking and regulation in the U.S., this is the webinar for you. DXC and Connect Global Group hosted a webinar discussing the critical shifts happening in U.S. open banking, focusing on Section 1033 of the Dodd-Frank Act.
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Paul Brandner
A look ahead at 2025 for Caspian One Open Data.
2025 promises to be a year of significant growth and innovation for Caspian One Open Data, as we continue to empower financial institutions (big and small) with open data.
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Paul Brandner
2024 In Review -Highlights and accomplishments as a team.
2024 has been a transformative year for Caspian One Open Data. Our team took a moment to reflect on the incredible milestones, partnerships, and achievements that have propelled Caspian One Open Data forward. From major events to product launches and strategic expansions, it’s been a landmark year.
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Event · Paul Brandner
The CIO's Dilemma: Balancing Cost, Complexity, and Client Proximity Amid Digital Transformation.
Ask any CIO of a large bank about their priorities, and you’ll likely get the same answer today as you would have a decade ago—or a decade from now. Their core drivers remain constant: (1) Cut Costs, (2) Reduce Complexity, (3) Get Closer to Clients
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Event · Paul Brandner
Navigating the Future of Open Banking and Digital Transformation.
Insights on stage from AWS re:Invent alongside industry leaders Loubna Wortley (AWS GTM, intel), Charith Mendis (Head of Worldwide Banking Industry, AWS), Hugh Richards (MD Products and Solutions, DXC Technology) and Gared Parker (Product Lead, DXC Technology).
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Open Banking · Buffy Duke
What the CFPB's 1033 Rule Means for Your Financial Institution.
The CFPB announced that they have finalized its highly anticipated rule on personal financial data rights (1033). This landmark decision has significant implications for financial institutions of all sizes operating in the United States.
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Buffy Duke
Build vs. Outsource vs. Buy.
The open data landscape presents financial institutions with a critical choice: build, outsource or buy? This decision carries significant implications for speed to market, cost, and overall business strategy.
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Buffy Duke
Understanding Open Banking: Point-to-Point vs. Aggregators.
“What is point-to-point connection open banking?” While it may sound technical, it simply means a direct connection between a financial institution and a third-party provider (TPP), with no intermediary.
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